How do I make a claim?
Give us a call or come by our office and we'll get the claims
process started for you and answer any questions you have. If you
are involved in a claim on the weekend or evening after business
hours, please call the number listed below for your insurance
company. If you do not see you insurance company, please refer to
your policy for a contact number.
Farmers HelpPoint : 1-800-435-7764
Foremost : 1-800-527-3907
CBIC : 1-800-765-2242
Should I file a police report for a loss or theft?
We recommend filing a police report immediately any time you
experience an auto accident, property theft, or vandalism to your
property.
What’s a deductible?
It’s the portion of a covered loss that, according to your policy,
you’ve agreed to pay before Farmers starts paying for costs of the
loss. For example, if you have a covered loss of $2,000 and your
policy carries a $500 deductible, you’ll pay the first $500 and
we’ll pay the remaining $1,500. In exchange for agreeing to pay a
deductible, you pay lower policy premiums each year.
What is personal injury protection?
Personal injury protection – or PIP – usually covers an insured
person, covered family members and other covered individuals for
reasonable and necessary expenses for bodily injury caused by a
covered accident. It covers such expenses as medical and hospital
care, income continuation, child care, loss of services, and
funerals.
What is an "additional insured"?
An "additional insured" is a person or entity added to a business
policy for purposes of coverage. Additional insureds are added
either by endorsement or are referred to in the definition of
'insured' in the policy itself.